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Posts Tagged ‘Adult Children’

It is not uncommon to have family members provide care for their aging parents or relatives.  This is understandable when one considers that most people would be more comfortable with their own family than with a stranger providing assistance with their activities of daily living. In fact, according to a recent study, about 21% of the population provides such family care.  These generous persons provide an average of 21 hours per week over a period of 4.5 years.

One problem with this approach, however, is that family caregivers are often forced to cut back on their employment or even quit their jobs in order to provide for their parents.  Especially in a difficult economy this can create financial hardship for the caregiver and that person’s immediate family.  Hence, many persons ask if there are any government programs that will pay family caregivers to provide care for their loved ones. (more…)

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It is becoming increasingly common for family members to provide care to a loved one from a distance.  This is an inevitable result of the shift from the days when families were multigenerational in the same area (or sometimes the same house!) to the modern trend where the family members are distant from one another.  Hence, it is not uncommon to find a child from a different area or state being responsible for an aging parent or parents.

With the distance approach, however, comes a unique set of problems.  The distant caregiver cannot generally take the proper amount of time to care for the loved one. This is especially true as the care needs increase over time.  The caregiver increasingly relies upon telephone contact with medical and other professionals to meet the needs of the loved one. (more…)

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A recent case in Connecticut shows how the fallout from the new Deficit Reduction Act is hurting not only nursing homes and their residents, but the residents’ families as well.  In the case of Glastonbury Healthcare Center, Inc. v. Esposito, the nursing home successfully sued the adult son of a resident for over $100,000.  This has sent up a loud warning for those families who are tempted not to plan ahead for their long term care needs.  It also sends a warning to facilities that assume patients can handle the Medicaid process without professional help.

 

In the Esposito case the adult son, Carmine Esposito, signed an Admissions Agreement when his elderly mother entered the nursing home.  He signed it under the power of attorney from his mother.  He did not sign it personally as the Responsible Party.  Among other things, this document contained the provision that the Responsible Party agrees to “act promptly and expeditiously to establish and maintain eligibility for Medicaid assistance.”  (more…)

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Many of my clients are being cared for by loved ones or are providing that kind of care for others. Sensitivity to the difficulties they face can help all of us provide better service to the elderly and their caregivers.

As the population of elderly people in our country continues to increase, so does the number of adult children who have taken on the responsibility of caring for their aging relatives. According to the Census Bureau, about 1 in 8 Americans were elderly in 1994, but about 1 in 5 will be elderly by the year 2030—and will increasingly require the assistance of loved ones to obtain the care they need.

According to a 6-year study on elderly people caring for spouses with Alzheimer’s Disease, the stress involved with caregiving can negatively impact your health. The study, done at Ohio State University in 2003, found a significant deterioration in the health of caregivers and a 63% higher death rate than the similar group of non-caregivers. The continuous demands placed on an adult child caring for an aging parent can induce illness and depression, limit the effectiveness of the caregiver, and even lead to premature death. (more…)

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More and more these days we hear about the “sandwich generation.”  This is defined as the generation of people who are involved with the simultaneous demands of caring for their own children as well as their aging parents.  How can these competing demands be met? 

            According to Alex Johnson in his article A Generation Caught Between Two Others (msnbc.com, Feb. 13th, 2007) there are 20 million Americans who are “sandwiched” between the demands of their children and aging parents.  The typical solution is shown by the word “sandwich” – the children end up taking a large share of the responsibility.  In 2006 there were 32 million Americans who were caregivers to their aging parents.  Thus, it is not surprising that caring for aging parents was cited as the number one concern in the minds of Baby Boomer financial services clients (The Financial Life Planning Institute, November, 2007).

            While the children of aging parents end up taking much responsibility it is often unintentional.  Senior citizens generally do not want to be thought of as a burden to their children and often experience guilt and remorse when they believe that they may become so.  (more…)

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